Loan Programs
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The following is a list of available loan programs at Royal Pacific Mortgage.  The number of loans available can be quite overwhelming, therefore we have included a list of the advantages and disadvantages of each type of loan on the Choosing The Right Loan page.

Fixed Rate Mortgages
    15 Year Term
    30 Year Term

Adjustable Rate Mortgages
    1 Year Term
    3 Year Term, 1 Year Adjust (3/1)
    5 Year Term, 1 Year Adjust (5/1)

Besides our standard loan programs, we also have a large number of unique programs to serve your needs:

bulletPurchase a house with 0% down
bulletFirst Time Buyer programs
bulletStated Income loans
bulletPiggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5% or 10% down.
bulletLand Loans.  80% Down
bulletConstruction Loans
bulletDebt consolidation programs
bulletHome Equity loans
bulletImperfect Credit programs
bulletQualify even if you may have been turned down before!

 

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Last modified: 11/01/02